Stripe Fee Calculator

Stripe's base rate and its two common surcharges

Stripe's standard rate for a US-issued card charged in USD is 2.9% plus $0.30 per successful charge -- one of the more transparent flat-rate structures in payment processing, with no monthly fee or minimum for a standard account. Note: Stripe offers volume-based custom pricing for larger businesses, so a high-volume seller may see a lower negotiated rate.

Two common add-ons increase that base rate: an international card (issued by a bank outside the US) adds about 1.5 percentage points, and settling a charge in a different currency than your Stripe account's default adds roughly 1% for currency conversion. Both can apply to the same transaction if a foreign customer pays in their local currency.

Because these are additive percentages on top of the flat $0.30, the fixed fee matters proportionally more on smaller charges -- a $5 charge at 2.9%+$0.30 costs $0.445, a 8.9% effective rate, while a $500 charge at the same nominal rate is only about 2.96% effective.

Where these numbers come from

The formulas and default values in this calculator are based on:

• Stripe's publicly published standard US pricing for 2025-2026: 2.9% + $0.30 per successful card charge
• approximately +1.5% for international cards
• approximately +1% for currency conversion. Note: Stripe negotiates custom volume pricing for larger accounts
• confirm your account's actual rate in your Stripe Dashboard

Platform fee schedules change. These are planning estimates based on the most recently published rates -- always confirm the current fee schedule on the platform itself before relying on the exact number for a real payout.